Motorcycle Insurance in Corpus Christi & San Antonio, TX
Motorcycle insurance is essential for riders, providing financial protection while on the road. Given the inherent risks associated with motorcycles, having a robust insurance policy is legally required in many areas and a wise and responsible decision. The right coverage can help riders enjoy the thrill of riding with confidence and financial security.
Types of Coverage in a Motorcycle Insurance Policy
A typical motorcycle insurance policy may include several types of coverage:
- Bodily injury liability—This can cover medical expenses and related costs if you are at fault for injuring someone in an accident.
- Property damage liability—This can pay for damage to someone else’s property caused by your motorcycle.
- Collision coverage—This can cover repairing or replacing your motorcycle if it is damaged in a collision, regardless of fault.
- Comprehensive coverage—This can provide financial protection after noncollision incidents such as theft, vandalism, natural disasters or animal collisions.
- Uninsured/underinsured motorist coverage—This can help cover your medical costs, lost income and damage if you are involved in an accident with an at-fault driver who lacks insurance or has insufficient coverage.
Liability Coverage for Accidents
Motorcycle insurance typically includes liability coverage, which can help pay for costs if you are responsible for an accident that results in injuries or property damage to others. This coverage is a fundamental part of motorcycle insurance and is mandatory in most places.
Additional Coverage for Accessories and Aftermarket Parts
Many motorcycle insurance policies allow you to add coverage for accessories or aftermarket parts. These can include custom paint jobs, upgraded exhaust systems, saddlebags or other modifications. Standard policies may not automatically cover the full value of these additions, so adding extra coverage can help protect your investment.
Learn More
If you’re looking for motorcycle insurance in the Corpus Christi & San Antonio, TX, areas, A&N Insurance Agency LLC is here to assist you. Contact us today to discuss your specific needs and receive a quote for a policy that suits you best.