Business Insurance in Corpus Christi, TX
Business insurance may help safeguard your company from financial losses due to accidents, property damage, professional errors and other risks. It is essential for minimizing the impact of claims against your business and can include various types of coverage. Without this policy, your business could face hefty out-of-pocket costs that might cause financial strain.
What Does Business Insurance Cover? 
Business insurance policies are often customized to suit different budgets, situations and business needs. Some commonly purchased coverage types include the following:
- General liability insurance may cover claims related to bodily injury, property damage, personal injury (such as libel or slander), and advertising injury.
- Business property insurance (or commercial property insurance) may reimburse repair or replacement costs of damaged business property and equipment.
- Business interruption insurance may cover lost operating expenses, payroll and loan payments if your operations are halted due to fires, utility outages and other covered events.
- Commercial auto insurance may cover company-owned cars and employees who drive for work-related purposes.
- Professional liability insurance may cover claims of negligence, misrepresentation or errors in services your business provides.
- Workers’ compensation insurance may pay wage and medical benefits to employees who suffer work-related injuries or illnesses.
What Can I Expect to Pay for Coverage?
The cost of business insurance varies for each policyholder. Insurers typically determine your premium based on factors such as your annual revenue, claims history, number of employees and chosen coverage options. Small, low-risk businesses may generally pay less than larger companies, which may have greater risk exposures.
Let Us Help
The A&N Insurance Agency LLC team can assess your business needs and provide the best available options. Contact us today to learn more.